PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
VISA eAccess
24-Hour Mortgage Center
Locate an ATM

PowerChek Checking Account

Don't pay for checking, make your checking pay with PowerChek! Earn a competitive interest rate, and pay no monthly service charge when you set up direct deposit of your net pay or maintain a $400.00 minimum balance. Members at least 55 years of age never pay a monthly service charge.

There are no per check fees and no limitations on the number of checks you can write each month. Online Banking is offered free to all checking account holders and provides 24 hour access to your account information. Pay and receive your bills online through Online BillPay and Presentment

The PowerChek Checking Account comes with a VISA® Check Card. Worldwide ATM access is provided through the ACCEL/Exchange® network. In addition to Powerco ATMs, you can access over 35,000 surcharge free ATM locations via the CULIANCE® ATM Network, including Publix® Presto® ATM locations. You can also use your card to get cash back at the register, a safer alternative to late night stops at an outdoor ATM location.

Free Mobile Banking with eDeposit gives members the convenience of on-the-go quick account monitoring and the ability to make deposits from anywhere with your smartphone. Easily monitor your accounts through our comprehensive mobile banking suite. Free access to Text Message Banking, Web Banking, and apps for iPhone®, iPad®, Android devices and more are available. Our apps allow you to make deposits quickly and easily with your smart phone.

Use the Liberty check reorder link to select a great check design and save $1.00 on your reorder.

Checking Account Rates

Account DescriptionMinimum Deposit to OpenAPY*
PowerChek Checking$50.00.05%

APY = Annual Percentage Yield

Effective   August 1, 2019
Rates Subject to Change Daily

A $50.00 minimum deposit is required and there is no minimum balance requirement to earn this APY. Dividends are compounded daily on the total balance in the account. Fees or other conditions may reduce the dividends paid on the account listed above. The rate on the above variable rate account is prospective and subject to change after the account is opened.

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This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender