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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

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PowerLink Student Checking Account with Purchase Rewards

It's time for students to plug into the benefits of credit union membership! Powerco is helping link students to their financial futures with PowerLink Student Checking — checking designed just for our members ages 16 to 25.Checking Choices. Choice Checking!

Designed for students' active lifestyles, PowerLink Student Checking offers both convenience and a break on high fees charged by big banks. There is no monthly fee for the account when you subscribe to our free eStatement service* and opt-in to Privilege Pay Protection (PPP). Additionally, Powerco will waive the first overdraft fee and there is no minimum balance requirement.

Students ages 18 and under are required to review the Money 101 Educational Materials and complete a short quiz prior to account opening. Students under the age of 18 will also need a joint owner to sign on your account.

There are no per check fees and no limitations on the number of checks you can write each month. Online Banking is offered free to all checking account holders and provides 24-hour access to your account information. Pay and receive your bills online through Online BillPay and Presentment

The PowerLink Student Checking Account comes with a VISA® Check Card. Worldwide ATM access is provided through the ACCEL/Exchange® network. In addition to Powerco ATMs, you can access over 35,000 surcharge-free ATM locations via the CULIANCE® ATM Network, including Publix® Presto® ATM locations. You can also use your card to get cash back at the register, a safer alternative to late-night stops at an outdoor ATM location.

Purchase Rewards logoNEW! You can now earn cashback with offers from your favorite stores with your Powerco ChekCard linked to your PowerLink Student Checking Account. You save money with personalized rewards -- without the hassle of coupon clipping. It's never been this easy and convenient to shop and save on everyday items.

Free Mobile Banking with eDeposit gives the ease of quick account monitoring and the ability to make deposits from anywhere with your smartphone. Students can easily monitor their accounts through our comprehensive mobile banking suite. Free access to Text Message Banking, Web Banking, and apps for iPhone®, iPad®, Android devices, and more are available. Our apps allow you to make deposits quickly and easily with your smartphone.

As a student, you are still learning to manage your money and you may need some extra protection. In addition to overdraft protection from your share savings account, we are pleased to offer Privilege Pay Protection. Privilege Pay Protection is an extra layer of overdraft protection coverage providing the convenience of knowing purchases can be approved or items paid if there are insufficient funds in the account. Limits are subject to approval.

We've integrated money-management and credit-awareness education requirements into the account opening process. This online education program is geared to help students learn how to manage their account and their finances responsibly. 

*For complete account details, please see the PowerLink Checking Agreement, Rate and Fee Schedule, and Account Disclosures.


This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender