PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
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24-Hour Mortgage Center
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Individual Retirement Accounts


Individual Retirement Accounts & Coverdell Education Savings Accounts

  • Low Minimum Deposits
  • Competitive Rates
  • Terms from 12 Months to 60 Months
  • Individual Retirement Accounts (Traditional and Roth) & Coverdell Education Savings Accounts
  • Federally Insured by the NCUA
  • Request Information

Powerco offers competitive rates and terms on IRAs from 12 to 60 months. For specific information, view our current rates.

Use our Retirement Wizard to estimate your savings needs.

IRA Rates

TermMinimum BalanceAPY*
60 Months$5001.560%
48 Months$5001.430%
36 Months$5001.360%
30 Months$5001.280%
24 Months$5001.210%
18 Months$5001.130%
12 Months$5001.055%

APY = Annual Percentage Yield
A penalty will be imposed for early withdrawal.

Effective May 1, 2020
Rates Subject to Change Daily


This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender