PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
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To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

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Credit Cards

Powerco VISA® Classic

Pay no annual fee with this card which features a low standard rate. Cardholders also benefit from a 25-day grace period. Return your VISA card application and upon approval, transfer your existing credit card balances for free.

VISA Classic also features free online access to your account through our Powerco VISA eAccess service. Verified by VISA™ online shopping security service and free VISA Purchase Alert Service is offered to all cardholders.

Powerco VISA® Gold

In addition to charging no annual fee, Powerco's VISA Gold Card features a low variable rate, 25-day grace period on purchases, $500,000 in free travel accident insurance coverage, free auto rental collision coverage, free purchase security and extended warranty protection, and free balance transfers.

Fill out our convenient VISA card application to get your own Powerco card.

VISA Gold also features free online access to your account through our Powerco VISA eAccess service. Verified by VISA™ online shopping security service and free VISA Purchase Alert Service is offered to all cardholders. 

Powerco VISA® Card Rates

Credit CardAnnual FeePurchase Grace PeriodRate (APR)
VISA ClassicNo Annual Fee25-Day Grace Period13.75%*
VISA Gold*No Annual Fee25-Day Grace Period11.90%*

APR = Annual Percentage Rate

Effective November 1, 2018
Rates Subject to Change Monthly

 

For credit card tips from the Consumer Financial Protection Bureau (CFPB) and to learn more about factors to consider when applying for or using a credit card, visit the CFPB website. 

 

*Variable rate effective November 1, 2018 and subject to change monthly. The APR is determined by adding 6.65% to the highest Prime Rate published on the first business day of the previous month in The Wall Street Journal Money Rates column. Complete disclosures available upon request. Subject to credit approval.

Shop America Program

 

NCUA

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender