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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
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24-Hour Mortgage Center
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Home Equity Loans

Borrow up to 100% of the equity in your home! You also pay no closing costs or appraisal fees with this line of credit account.

Take advantage of our low, variable rate by borrowing funds as you need them with your free, personalized checks.

To have a packet and application sent to you, simply complete and return an information request. Powerco also offers an online home equity loan application. The simple application can be printed from your personal computer.

Home Equity Loan Rates

Home Equity LoansLoan to ValueRate (APR)
Performance Equity Prime Line of Credit, Variable RateUp to 90%5.000%*
Performance Equity Prime Plus Line of Credit, Variable RateUp to 100%5.250%*
Home Equity Loan, Fixed RateUp to 80%4.50%**
Home Equity Loan, Fixed RateUp to 90%4.750%**

APR = Annual Percentage Rate

Mortgage and Home Equity Loans Available in Georgia and Mississippi Only

Effective  April 1, 2020
Rates Subject to Change Quarterly

*Variable rate effective April 1, 2020. The minimum Annual Percentage Rate (APR) that can apply is 5.00% APR. A rate of only .50% over Prime applies to those loans that are greater than 90% loan-to-value. Home equity loans available for up to 100% of the equity in your home. The maximum loan amount available will vary depending upon the home equity program chosen. The maximum loan amount available is $100,000.00. Minimum loan amount is $3,000.00. Financing is available on a single family detached owner occupied dwelling. Loans available in Georgia and Mississippi only. Consult a tax advisor regarding the deductibility of interest. All loans are subject to credit approval. Certain restrictions and limitations may apply. For complete details, see the Home Equity Disclosure Statement within the application or contact a Mortgage Loan Officer. NMLS# 762143 

Equal Housing Lender logo



 We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act


This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender