PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
VISA eAccess
24-Hour Mortgage Center
Locate an ATM

Home Equity Loans

Borrow up to 100% of the equity in your home! You also pay no closing costs or appraisal fees with this line of credit account.

Take advantage of our low, variable rate by borrowing funds as you need them with your free, personalized checks.

To have a packet and application sent to you, simply complete and return an information request. Powerco also offers an online home equity loan application. The simple application can be printed from your personal computer.

Home Equity Loan Rates

Home Equity LoansLoan to ValueRate (APR)
Performance Equity PrimeUp to 90%5.25%
Performance Equity Prime PlusUp to 100%5.75%

APR = Annual Percentage Rate

Mortgage and Home Equity Loans Available in Georgia and Mississippi Only

Effective  January 1, 2019
Rates Subject to Change Quarterly

*Variable rate effective January 1, 2019 and subject to change quarterly. The minimum Annual Percentage Rate that can apply is currently  5.00% APR. Subject to credit approval. Consult a tax advisor regarding the deductibility of interest. Please contact a Mortgage Loan Officer for program and disclosure details. Home Equity Loans available in Georgia and Mississippi only. NMLS# 762143

Equal Housing Lender logo



 We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act


This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender