PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
VISA eAccess
24-Hour Mortgage Center
Locate an ATM




Personal Loans

Personal Loans

Prestige Line of Credit

Write yourself a loan whenever you need it with your free, personalized checks. This variable rate unsecured loan can also be used for overdraft protection for a PowerChek Account or a Money Market Account. Use our convenient loan application to open your own line of credit.

Personal Loans

Apply for a fixed rate unsecured loan, guaranteed by your good name whenever you have a specific need.

Share Covered Loans

A low fixed rate is available to any member wishing to apply for a loan secured by funds in a Powerco savings account.

Close Your Loan Quicker with eSignature Service

eSignature ServicePowerco Federal Credit Union is pleased to offer you the option to close your loan electronically with our eSignature serviceeSignature expedites the loan closing process, meaning you can get your funds quicker and with less hassle. You can use our eSignature service to secure your loan, anytime and anywhere.

Personal Loan Rates

LoanRate (APR)
Prestige Line of CreditAs Low As *13.50%
Personal LoansAs Low As 8.50%
Share Covered LoansAs Low As 3.00%

APR = Annual Percentage Rate

Effective April 1, 2020
Rates Subject to Change Daily

*Subject to change quarterly. Approval, and any rates and terms provided, area based on credit worthiness. Full disclosures available upon request.


This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender