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To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

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Member Education

Know Your Credit History

Your credit reports matter.

  • Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application.
  • Reviewing your credit reports helps you catch signs of identity theft early.

Your credit report contains facts about where you work, live, how you pay your bills, and other credit-related information. You want to be sure your credit report is complete and accurate because businesses use it to evaluate your applications for credit, insurance, employment and other purposes.

Major nationwide credit bureaus

Your credit report is maintained by nationwide credit bureaus. These include:

  • Experian
  • Equifax
  • TransUnion

The law requires each bureau to provide you with a free copy of your credit report once every 12 months if you request it. 

Federal Law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.

  • Ensure that the information on all of your credit reports is correct and up to date.

Order your free credit report

You can request your free credit report in two ways:

You should use your credit score as an estimate only because the score can change often. If you believe your credit report is inaccurate, you can dispute it online for fastest resolution. If you've been denied credit, you may qualify for a free credit report.

*The Federal Trade Commission and the Consumer Financial Protection Bureau sites contain extensive information about credit reports, your rights, and the laws that guarantee these rights. You can learn more about your free reports at the Federal Trade Commission’s website and the Consumer Financial Protection Bureau’s website.

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender