PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
Application Center
LoansMortgagesMembership
  • Accounts
  • Loans
  • Online Services
  • Products and Services
  • Form and Applications
  • Member Education
  • About Us
Online Banking
Login

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
VISA eAccess
24-Hour Mortgage Center
Locate an ATM
Member Education

Mobile Banking Security

There's a good reason for the popularity of smart phones and similar mobile devices. They can be carried anywhere, and increasingly, they can do many of the functions of a computer, including online banking. By one estimate, 238 million people in the U.S. have mobile phones -- 78% of the population.
 
Just as the name implies, mobile banking, is a system that allows members of a credit union to conduct financial transactions through a mobile device such as a mobile phone, a personal digital assistant (PDA) or a computer tablet. In general there are three ways mobile banking with Powerco Federal Credit Union can provide this convenient access to your accounts.
  1. Mobile App — Our Apps allow you a quick, convenient way to log into your accounts and conduct your credit union business -- including electronic deposits of checks.
  2. Mobile Web Browser — Mobile Web Banking with Powerco allows you to login to your account through the internet using your phone's browser and an internet connection.
  3. SMS/Text — You can set up text alerts or text Powerco for information about your accounts with Text Message Banking.

As with other forms of online banking, mobile banking has some inherent risks that can be minimized using some simple precautions. A major risk to your mobile banking security is not treating your cell phone or other mobile device like a computer. View our safety tips for Portable Device Security for information on how to secure your portable device. 

How can you make Mobile Banking safer?

  • Avoid clicking on links in text messages or emails, since these links may lead to malicious websites or downloads.
  • Don't save your login information on your mobile device, especially to online banking accounts.
  • Set up a passcode on your device and set it to auto lock after a certain period of time.
  • Before downloading apps, verify that they are from a known source and review the app's privacy policy.
  • Review your phone bills monthly for suspicious activity or unknown charges. A sudden surge in data usage that you can't account for, could be an indicator that your phone has been infected with a virus or malware.
  • Install a security app.
  • If your phone or device is lost or stolen, notify the credit union.

When used properly, mobile banking is just as safe as any other form of online banking. 

NCUA

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender