PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
Application Center
LoansMortgagesMembership
  • Accounts
  • Loans
  • Online Services
  • Products and Services
  • Form and Applications
  • Member Education
  • About Us
Online Banking
Login

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
VISA eAccess
24-Hour Mortgage Center
Locate an ATM
Member Education

How We Protect You

Keeping your online financial and personal information secure and confidential remains one of our top priorities. Powerco Federal Credit Union ensures your privacy and security by offering technology and services designed by the brightest minds in the online banking industry.

Encryption

The privacy of communications between you (your browser) and our servers is ensured via encryption. Encryption scrambles messages exchanged between your browser and our online banking server.

Password Complexity

It is important to verify that only authorized persons login to online banking. This is achieved by verifying your password. When you submit your password, it is compared with the password we have stored in our secure data center.

We allow you to enter your password incorrectly a limited number of times; too many incorrect passwords will result in the locking of your online banking account until you call us to reinitialize the account. We monitor and record "bad-login" attempts to detect any suspicious activity (i.e. someone trying to guess your password).

You play a crucial role in preventing others from logging on to your account. Never use easy-to-guess passwords.

Examples:

  • Birth dates
  • First names
  • Pet names
  • Addresses
  • Phone numbers
  • Social Security numbers

Never reveal your password to another person. You should periodically change your password in the User Option section of Online Banking.

Secure Architecture

The computers storing your actual account information are not linked directly to the Internet.

  • Transactions initiated through the Internet are received by online banking Web servers.
  • These servers route your transaction through firewall servers.
  • Firewall servers act as a traffic cop between segments of our Online Banking network used to store information, and the public Internet.
  • This configuration isolates the publicly accessible Web servers from data stored on our Online Banking servers and ensures only authorized requests are processed.

Various access control mechanisms, including intrusion detection and anti-virus, monitor for and protect our systems from potential malicious activity. Additionally, our Online Banking servers are fault-tolerant, and provide for uninterruptible access, even in the event of various types of failures.

Online Banking Features that Promote Security

We provide a number of additional security features in Online Banking to help protect you:

  • Timeout: This prevents curious persons from continuing your Online Banking session if you left your computer unattended without logging out. You may set the timeout period in Online Banking's User Options screen. We recommend that you always sign off (log out) when done banking online.
  • Check Images: View an exact facsimile of your check transactions online to help prevent fraud.
NCUA

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender