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To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

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Credit Reports

Free Weekly Credit Reports Available

Worried about what the current economic climate may do to your credit? 

While keeping up with what's on your credit report has always been important, it's even more so during times like these. Keeping a watchful eye for any changes on your credit -- particularly for any inaccurate or fraudulent activity -- could save you a lot of hassle and aggravation down the road.

The big three credit bureaus are now offering free credit reports to consumers each week from now until April 2021. Traditionally, the credit bureaus have only offered one free credit report per year. You can now request one report each week from each of the credit bureaus -- Experian®, Equifax® and TransUnion®.

How do I get a copy of my credit reports?
To request your reports, visit www.annualcreditreport.com
There, you will fill out a form and provide your name, address, social security number, date of birth, and other details to confirm your identity and request your credit reports.

What you get -- and some tips
These free reports aren't credit scores, but rather credit reports. Your credit reports contain specific data that scoring companies FICO® and VantageScore® use to come up with your credit scores. 

Tips: 

  • Be prepared to answer questions about your finances to verify your identity.
  • Each credit bureau's interface and its report will look different. 
  • If you have an account with payment modifications due to the pandemic, verify that it is being reported as agreed. 
  • Look for signs of fraud or identity theft.
  • Identify any errors that lower your score. You can dispute these errors directly with the credit bureau.

ID Sanctuary™
Powerco Federal Credit Union offers ID Sanctuary™ credit monitoring and resolution service as part of our exclusive and economical Lifestyle, Safety and Security Plan.*

This benefit includes comprehensive monitoring and resolution services as well as reimbursement for lost wages and other expenses incurred while restoring your identity (Up to $25,000.00). It can even help resolve "pre-existing" ID theft that was undiscovered before joining the program if reported within 90 days of discovery.

NCUA

This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender