PowerCo Federal Credit UnionPowering Your Financial Success Since 1935
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Online Banking

To register for Online Banking or Online BillPay, call Powerco at (404) 506-3750 or 1-800-633-5217. Please note that passwords are case-sensitive.

Online Billpay
VISA eAccess
24-Hour Mortgage Center
Locate an ATM
Online Services

Text Message Banking

  • On-the-Go Access Wherever You Are
  • Available to all Powerco Online Banking Users
  • 24/7/365 Banking
  • Easy to Use & Free*
  • Instant Fraud Monitoring
  • Same Security as Online Banking
  • Check Your Account Balance(s)
  • Make Instant Transfers
  • View Last Five Transactions
  • Set Up Personalized Balance Alerts
  • View Text Message Banking Demo
  • Request Information

Your Powerco Federal Credit Union account balances are now just a simple text away. Text Message Banking makes it easy to access account balances and transactions, right from your mobile phone. It's the fastest way to get your balances -- anytime, anywhere.

Powerco's free Text Messsage Banking service provides instant access to your account balances and transfers. The service utilizes the same secure environment as our Online Banking and Online BillPay services.

As Simple As Texting Your Friends

Just text a short command to 454545, and you will quickly receive the information you want. Here are some of the requests you can make with Text Message Banking:

BAL -- Current and available balances for a primary account you designate.

LAST -- The last five transactions in your primary account.

BAL ALL -- Current balances for all the accounts you have with us.1

Secure Access to Your Balances and Transactions

Not only is Text Message Banking fast and free*, it is secure. You must log into our secure Online Banking site and have your phone in your possession in order to complete enrollment. We text an activation code to your phone that you must enter into the Online Banking site in order to activate Text Message Banking. Also, Powerco will never send confidential information such as user ID's, passwords, or complete account numbers via Text Message Banking.

Learn More and Get Started Today!

To get started with Text Message Banking, log into Online Banking and look for the Notifications tab to activate your phone. Have questions? Head over to our Text Message Banking FAQ Page.

View Text Message Banking Demo

*Powerco offers Text Message Banking as a free service to its members. Your carrier's standard rates and fees apply.

1 Credit card balances not included.


This credit union is federally insured by the National Credit Union Administration.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS# 762143

Equal Housing Lender